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iPayment Holdings, Inc., through its subsidiary, iPayment, Inc., provides credit and debit card-based payment processing services to small business merchants in the United States. Its payment processing services enable merchants to accept credit cards, debit cards, checks, gift cards, and loyalty programs in traditional card-present, or swipe transactions, as well as card-not-present transactions, such as transactions over the Internet, mail, fax, and telephone. The company also provides transaction processing, risk management, fraud detection, merchant assistance and support, equipment deployment, and chargeback services in connection with disputes with cardholders. The company is headquartered in New York, New York.
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